The average credit card interest rate is almost 24%, trapping Americans in debt. How to negotiate for a better rate

With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In early 2025, ...

Here's how much debt forgiveness can save you on a $15,000 debt right now

Debt forgiveness could put a serious dent in a $15,000 balance, but the true savings depend on several key factors.

What Is The Average Credit Card Interest Rate This Week? March 9, 2026

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

With credit card interest rates at record highs, millions of Americans are trapped in debt — but some are lowering their APR with a simple phone call

According to WalletHub’s most recent Credit Card Debt Survey, nearly two in five Americans say they’ll have more credit card debt by the end of 2026. And 42% think they’ll have credit card debt their ...
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Here are the pros and cons of Trump’s push for credit card interest rate caps

(CNN) - President Donald Trump is pushing for a 10% cap on credit card rates. It is his latest attempt to quell affordability concerns. While Americans who are suffering from record-high credit card ...

US Congress is mulling credit card reforms that could devalue loyalty rewards. 2 big reasons to redeem your points now — not just sit on them

Policy change just one threat to your points.