An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These hard inquiries can stay on your credit report for two years, and too ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit report contains sensitive information that affects your ability to borrow, rent and sometimes get a job. Knowing ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...