For those approaching or over age 45, the very word—colonoscopy—can elicit waves of dread. However, these screenings truly save lives. Colonoscopies are considered the “gold standard” for screening.

Forbes contributors publish independent expert analyses and insights. Physician who writes about the rising rates of cancer in young adults. Colon cancer is a leading cause of cancer-related deaths.

WORCESTER — The next time you need a colonoscopy, make sure you read the fine print if your health insurance coverage is with Blue Cross Blue Shield of Massachusetts. The insurer changed its policy, ...