Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Image source: Getty Images Certificate of deposit (CD) rates are expected to plateau through the first half of 2026, offering a narrow window for savers to lock in yields before the Federal Reserve ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

2027 may feel far away, but the interest you could earn with a $10,000 CD by then can make it worth opening now.

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...