Research backs up the idea of “New year, new me.” In a 2014 paper, organizational psychologists introduced the idea of the “fresh start effect,” referring to a period of increased motivation at the ...

Is your tax bill too much? Are you worried you can’t pay it off in full? Don’t worry, you have options. The Internal Revenue Service (IRS) Fresh Start Program is designed to help taxpayers, including ...

BUFFALO, N.Y. — If you've defaulted on your student federal loans, there is a way to get a 'fresh start' to gain access to other aid and loans. The US Department of Education's Fresh Start program ...

Deszahree Baurle had endured an up-and-down struggle with substance use disorder. She had tried different recovery programs, but never found the success she needed. When she learned she was pregnant, ...