Learn how reinstating a lapsed insurance policy works, including grace periods, requirements, and the impact on premiums to ...

It’s easier to get a policy than it had been in the past, and knowing some key steps can help the process go smoothly ...

Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics ...

In most insurance companies, the claims department is where promises are tested. It is also where costs, controls and customer ...

Subrogation is the process by which your insurance company seeks financial reimbursement for claims it paid out but wasn’t financially responsible for. For example, if you were in a car accident but ...

Understanding the insurance claim process for car accidents can provide peace of mind if you are involved in a collision. When you file an insurance claim, you receive payment for covered damages ...

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. Reforms to the nation’s healthcare system are also insufficient for many. About 11% of ...