If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.

The worst thing you can do after missing a payment is go silent. “Borrowers who call early almost always have more options,” ...

Learn about distressed borrowers, the challenges they face, and effective strategies like forbearance and loan modification to manage and overcome debt issues.

Mortgage forbearance allows you to pause your mortgage payments, usually for up to six months, when you have a financial hardship. When forbearance ends, you may ask for an extension, modify your ...

What is a loan modification? A mortgage loan modification is a relief option designed for borrowers experiencing long-term financial hardships that make it impossible for them to keep up with payments ...