CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money.

Synchrony's online CDs combine strong rates, no minimum balance requirements, and flexible term options -- a smart move in today's cooling rate environment.

A 12-month CD can protect your savings from falling rates, offer guaranteed returns, and keep your money flexible. Here's why ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you've been able to put away a large, five-figure sum of money, then, ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

Top CDs boast APYs up to 4.50% -- and your returns will never drop, even when the economy is precarious. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience ...

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.