Upstart beat on revenue and earnings, but investors appeared concerned over margin guidance and take rates.

Upstart Holdings UPST is broadening its reach well beyond personal loans, using its AI-powered lending platform to tap new segments like auto loans, home equity and small-dollar credit. In the second ...

Upstart's AI-powered lending algorithm is producing fast and accurate decisions for banks and their borrowers. Upstart's loan originations soared by 159% in Q2, and the company's revenue more than ...

Upstart reported strong growth and improved profitability in 2025. Rising credit risk, including in the auto loan market, hammered the stock. The labor market is weakening heading into 2026, which ...

Upstart’s loan book, while larger than normal, is a high-quality asset, in my opinion, with net charge-offs and delinquencies improving substantially YoY in Q3 at similar macro conditions. Despite ...

The fintech sector is evolving fast, driven by innovation in digital payments, credit underwriting, and user experience. Two major players — Block, Inc. XYZ and Upstart Holdings UPST — stand out for ...