Dr Gulzar Singh explains how algorithmic decision-making in banks has outpaced the institutional structures designed to govern accountability, oversight, and escalation ...

Commercial lending has always been complex, involving multiple stakeholders and varying risk profiles. As consumer and regulator expectations around speed and transparency have grown, the software ...

The Senate’s CLARITY Act would explicitly classify XRP as a non-security, removing years of legal uncertainty that kept institutional investors on the sidelines. The CLARITY Act stalled on January 15 ...

The Federal Deposit Insurance Corporation has approved deposit insurance applications submitted by General Motors and Ford, authorizing both automakers to establish new banking subsidiaries. The ...

The board of the Federal Deposit Insurance Corp., or FDIC, approved deposit insurance applications submitted by Ford Motor (F) to establish Ford Credit Bank and by General Motors (GM) to establish GM ...

A committee vote on the long-awaited cryptocurrency market structure legislation was postponed on Wednesday night after a late-night policy debate between members and big names in the industry pulling ...

Technology is seen as the cornerstone of today's rapidly changing world, which is developing at an alarming rate. Technology has permeated every part of our life, as seen by its development and ...

Third-party vendor vulnerabilities and sophisticated social engineering campaigns defined the cybersecurity landscape for financial institutions in 2025. From specialized software providers to major ...

PayPal is quickly moving beyond payments and now looking to directly get into banking in the US. (Photo Illustration by Thomas Trutschel/Photothek via Getty Images) When PayPal announced in ...

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PayPal said it has applied for approval to form PayPal Bank, which would be able to extend loans to small businesses. The company has applications pending with the state of Utah and the Federal ...