Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

AI model GPT-5.2 collaborates with physicists to discover a new formula in particle physics, reshaping future scientific research methods.

The Beneish model was designed by M. Daniel Beneish to quantify eight variables that can indicate that a company is misrepresenting its profits. Here’s how it works.

The Education Committee is introducing a bill based on researcher recommendations that include integrating local poverty rates and reforming the special education model.