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Believe it or not, it's possible to prepare and file your income taxes without spending a dime. We've reviewed the leading online tax services to help you find the top free options.

Only 2% of federal income tax returns were filed through Free File, even though 70% of filers qualified for the service, according to NerdWallet analysis of IRS data.

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When it comes to their federal income tax returns, tens of millions of US households pay for tax preparation and filing. Yet many might qualify to do so for free through IRS-approved programs.