Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Health insurance is confusing. There are premiums and deductibles; EPOs and PPOs; HMOS and HDHPs. To bring some clarity to the chaos, Straight Arrow News has written this guide on how health insurance ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. If you’re contemplating early retirement before Medicare ...

A health insurance premium is simply the amount you pay, monthly or annually, to keep your policy active. In exchange, the ...

A simple guide to health insurance plans, types, benefits, coverage, waiting periods, and choosing the right policy.

While Americans are most commonly insured through their employers, you will need to shop for your own individual or family plan if you are self-employed. [1] The Health Insurance Marketplace is ...

Re “San Diego hikes ambulance prices again, as city considers bringing service in-house” (June 3): The San Diego council members and emergency service leaders seem to have a serious problem ...