Qfin Holdings (QFIN) is rated a Buy, offering an asymmetric risk/reward. Trading at ~2.3x earnings with a $1.5B cash pile (effectively trading near cash value) and a 73% payout ratio.
Somewhere in Masaka, an elderly grandmother takes care of 13 grandchildren. A dilapidated house left by her long-deceased husband is the only possession to speak of.  She can hardly afford their food, ...