Introduction: The rise of contactless payment has made quick response (QR) code-mobile payment (QR-MP) platform increasingly popular among mobile financial service (MFS) users, especially in emerging ...

Abstract: Digital transformation is increasingly recognized as a strategic imperative for higher education institutions, particularly among public institutions such as state universities and colleges.

Abstract: Information technology advancements have an impact on operational effectiveness across a range of industries, including the hospitality sector. Systems for enterprise resource planning, or ...