Learn about insurance cutoffs in reinsurance contracts, which define a reinsurer’s responsibility for claims after contract termination, key to understanding risk exposure.

Aerial imagery makes it easy for insurers to spot tree limbs hanging over roofs, and this has become a major reason for coverage denials. Overhanging branches increase the risk of roof damage, clogged ...

Think homeowner’s insurance has you covered? From flood insurance to title coverage, discover hidden gaps that could put your home and finances at risk.

CR explains why most homeowners should consider flood insurance, where to get it, how much it costs, and everything else you need to know to protect your home.

Homeowners insurance is often reviewed during renewal or after a premium increase. What receives far less attention is dwelling coverage, even though it represents the core financial protection of a ...

In late 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on satisfaction, ease of service, policy ...

Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake protection is typically available either as a separate earthquake policy or an ...

DENVER — Insurance isn’t exactly the go-to for cocktail party small talk. For many Colorado homeowners, however, home insurance has become something they very much want to talk about - the increasing ...

Home Insurance Florida is proud to announce its commitment to providing tailored home insurance solutions that meet the unique needs of homeowners across the state. With a focus on comprehensive ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...