God sits on His cloud (or in a quantum field, or in the eleventh dimension — doesn’t matter), sipping cosmic coffee and observing humanity. He gave them everything: soul, consciousness, free will, the ...

Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

I tested top HR platforms like BambooHR, Deel, Rippling, and Workday to find solutions that simplify employee management for all types of businesses.

In this episode of DEMO, Keith Shaw is joined by PeggySue Werthessen, Vice President of Product Strategy at Strategy, and Brian Grissom, Senior Sales Engineer, for a hands-on look at Mosaic — the ...

These obscure charts might be the key to visualizing your data.

Incrementality is one of the most misunderstood concepts in ecommerce marketing. Nearly every brand using Klaviyo can tell ...

“Best by,” “use by,” “sell by” and “best if used by.” These are all labels California retailers use to show how long a food product is at its “best quality.” With so many different labels to consider, ...

This video explains how to divide numbers in Excel using proper formulas while avoiding common mistakes that lead to errors. It covers correct cell referencing, handling zero values, and best ...

UPDATE: What Will Montclair’s 2026 School Deficit Referendum Cost You? Do the Math with Our Calculator Montclair Public Schools have scheduled a Dec. 9 referendum seeking taxpayer funds to cover a ...

Identify budget overages and savings to forecast future costs more accurately. Use variance analysis to pinpoint operational areas needing financial adjustment. Regularly update budgets based on ...

Following a sharp 36% drop in less than three months, Abercrombie & Fitch (ANF) is forming what I consider a high-probability mean-reversion setup. Usually, I'm satisfied when one or two indicators ...