"Sometimes, a life-insurance need continues beyond age 50 and even into retirement," said Glenn Daily, a fee-only insurance consultant in New York City.

The strategic use of life insurance helps equalize inheritances, provide immediate liquidity for tax bills and more ...

Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

The Financial Conduct Authority’s long-awaited market study into pure protection has delivered a broadly reassuring message ...

MassMutual stands out for its strong financial ratings, which can give buyers confidence that it will be around to pay claims ...

High-risk life insurance is aimed at individuals that insurers classify as having an elevated mortality risk. That assessment ...

Knowing how life insurers set rates helps you find the best deal.

Insurance companies see these services as ways that can help policyholders live longer, healthier lives and in turn, help ...

Steps to take before the exam that help you get the best rates.

A study reveals that 86% of high-risk retirees fail to diversify their portfolios properly. Here’s how to fix this issue and protect your retirement.

AGE is just a number – but when it comes to money, getting older could save you a ton of cash. From a £330 a year pension ...

Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.