Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Car repairs aren’t cheap, and they’re rarely predictable. An extended car warranty can help cover major mechanical breakdowns after your factory warranty expires. But not all providers deliver the ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...