Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

Abstract: We propose a novel precoding scheme integrating rate-splitting multiple access (RSMA) and sub-connected (SC) structure for multiple-input multiple-output (MIMO) underwater optical ...

Discover what a severance package is, its benefits for laid-off employees, and tips on negotiating terms to ensure financial transition security.