Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a bad thing?

But once your kids reach adulthood and are independent, you may figure there’s no longer any need for life insurance. That’s ...

Catastrophe bonds and insurance-linked securities became increasingly embedded in reinsurance programmes in 2025, a trend set to continue as investors ...

Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

The article explains that many households in Apex, NC, find themselves weighing term vs. whole-life insurance at key life moments. Whether they're raising children, managing a mortgage, or thinking ...

The Environmental Protection Agency has stopped estimating the dollar value of lives saved in the cost-benefit analyses for new pollution rules. Los Angeles smog in 1979. For decades, government ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

If your term life insurance policy is ending and you’re still alive to see it, congratulations! You're in the 97% — that's the percentage of term policies that never pay out a death benefit, according ...

As President Donald Trump's administration redefines which degrees are considered "professional," many graduate students are left with questions and concerns about how to finance their education. Who ...

When Jenny Nappo lost her husband Jimmy to a long battle with cancer, she didn’t imagine that her ordeal was just beginning. For 17 years, the couple faithfully paid life insurance premiums so if ...