Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a ...

"Sometimes, a life-insurance need continues beyond age 50 and even into retirement," said Glenn Daily, a fee-only insurance consultant in New York City.

Indexed Universal Life insurance seems safe and profitable, but high costs and limited returns make it a poor investment for ...

Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

High-risk life insurance is aimed at individuals that insurers classify as having an elevated mortality risk. That assessment ...

Knowing how life insurers set rates helps you find the best deal.

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...

Understand costs, how 20-year term life insurance works and who it can help the most Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

If you're looking to trim your expenses responsibly in 2026, consider looking at your insurance policies. There are some types of insurance that most Americans can't do without. After all, if you have ...

At what stage should I reduce or stop paying for my term life insurance? I am a 51-year-old married man and pay about $200 per month for a $1.5 million policy offered by a private professional group.