As the year kicks off, the calendar comes out, and you start to weave together a blueprint for the months ahead. The spine underlying it all — our financial must-dos — makes the fun stuff possible.

Q: I recently tried to rent a car from Avis in Bangor, Maine. When I arrived at the counter, a representative said that I couldn’t rent from the company because I was on its Do Not Rent list. The ...

Time to use something simpler!

Many popular apps collect far more personal data than they need to work. These 20 apps quietly gather your photos, location, contacts, and more—and you probably have at least one of them installed ...