Understanding Variable Rate Mortgage: Pros and Cons Revealed
Understanding Variable Rate Mortgage: Pros and Cons Revealed
Jan 6, 2025
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Why a Variable Rate Could Be the Smart Move Right Now 💡 With the Bank of Canada cutting rates, and another potential cut still on the horizon, now could be the perfect time to go variable and ride the rate cycle down. Here’s the strategy: 👉 Take advantage of today’s lower variable rates while the trend continues downward. 👉 Build savings or pay down principal faster during the dip. 👉 Then, when signs point to rates rising again, lock into a fixed rate and secure stability for the long term.
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